When the IRS takes money directly from your paycheck, it’s one of the most stressful financial events a taxpayer can face. Fortunately, the law gives you clear rights — and several legal options — to stop it.
What Is an IRS Wage Garnishment?
If you owe federal back taxes, the IRS can instruct your employer to withhold a portion of your wages and send it directly to the Treasury. This process, called a wage levy, usually continues until the debt is paid or a resolution is reached.
Before any garnishment begins, the IRS must issue a Final Notice of Intent to Levy and allow 30 days to respond. Acting within that window makes a major difference.
Legal Ways to Stop Garnishment
Common strategies include:
Installment Agreement: Negotiate monthly payments that suspend active collection.
Offer in Compromise: Settle the debt for less when you qualify under IRS hardship rules.
Currently Not Collectible (CNC) Status: Pause enforcement when payment would create hardship.
Appeal or Collection Due Process Hearing: Challenge improper or premature action.
Why Work with a Tax Attorney
Dealing with the IRS requires precision and timing. At Mid-Atlantic Law & Tax, we intervene immediately, ensuring your rights are protected and that collection activity stops as fast as legally possible.
If your wages are being garnished or you’ve received a levy notice, contact Mid-Atlantic Law & Tax today. Our attorneys represent clients throughout Maryland, D.C., and Virginia, helping them secure lasting relief.
